Professional planning calculators
Interactive tools for attorneys, CPAs, and families navigating California estate transitions. Built for the complexity of Bay Area wealth.
Estimate the property tax impact when a California home is inherited under Proposition 19. Compare primary residence exemptions versus full reassessment.
The taxable value on the current property tax bill
Estimated market value when the property transfers
San Francisco average: ~1.18%
Important: This calculator provides estimates only. Prop 19 exemption amounts and assessment rules are subject to change. Actual property taxes depend on local assessments, supplemental tax bills, applicable exemptions, and individual circumstances. Tax rates and thresholds are updated annually by the California State Board of Equalization. Consult a licensed CPA or tax attorney before making decisions based on these results.
Compare the real cost of selling appreciated assets today versus holding until death. See how much the step-up in basis saves your heirs in federal and California taxes.
What the asset was originally purchased for
What the asset is worth today
Approximate holding period
Long-term rates apply to assets held over one year. Most taxpayers fall in the 15% or 20% bracket.
CA taxes capital gains as ordinary income. Top rate: 13.3%
Important: These are estimates only. Actual tax liability depends on your specific filing situation, asset type, holding period, deductions, state residency, and other factors. Federal long-term capital gains rates are currently 0%, 15%, or 20% depending on taxable income. California taxes capital gains as ordinary income at rates up to 13.3%. Tax laws are subject to change. This calculator does not constitute tax or legal advice. Consult a licensed CPA or tax attorney before making any financial decisions.
Quantify the federal and California tax shock when a surviving spouse's filing status shifts from Married Filing Jointly to Single. Model it across 5 years including TCJA sunset scenarios.
Used for both MFJ and Single calculations
Typical: 10–20% due to one Social Security benefit ceasing
Leave blank to use 2025 standard deductions automatically
TCJA expiration in 2026 compresses brackets further, worsening the penalty
Important: This calculator uses 2025 published federal and California tax brackets, which change annually. Results are estimates only and do not account for credits, deductions, alternative minimum tax, or other individual factors. The TCJA sunset scenario reflects currently scheduled law changes for 2026, but Congress may act to extend or modify these provisions. Tax brackets, standard deductions, and thresholds are updated each year by the IRS and California FTB. This tool does not constitute tax or legal advice. Consult a licensed CPA or tax attorney for guidance specific to your situation.
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